Terms of Service

Last Updated: January 1, 2026

Welcome to Impulsa LLC ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website located at impulsa.top and our financial advice and money-saving services (collectively, the "Service").

Acceptance of Terms

By accessing and using our Service, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this Service. These Terms apply to all visitors, users, and others who access or use the Service.

We reserve the right to update and change the Terms of Service from time to time without notice. Any new features that augment or enhance the current Service, including the release of new tools and resources, shall be subject to the Terms of Service. Continued use of the Service after any such changes shall constitute your consent to such changes.

Company Information

Description of Service

Impulsa provides financial education, budgeting advice, money-saving strategies, and frugal living guidance through our website, content, and consultation services. Our services include but are not limited to:

• Personal budgeting guides and templates
• Expense reduction strategies and tips
• Financial goal planning and advice
• Educational content on frugal living
• Money-saving techniques and resources

User Obligations

As a user of our Service, you agree to:

• Provide accurate, current, and complete information when creating an account or using our services
• Maintain the security of your account and immediately notify us of any unauthorized use
• Use the Service only for lawful purposes and in accordance with these Terms
• Not interfere with or disrupt the Service or servers or networks connected to the Service
• Not attempt to gain unauthorized access to any portion of the Service
• Not use the Service to transmit any harmful, offensive, or illegal content
• Respect the intellectual property rights of Impulsa and third parties

Financial Advice Disclaimer

The information and advice provided by Impulsa are for educational and informational purposes only. Our content should not be considered as personalized financial advice, investment recommendations, or professional financial planning services. You should:

• Consult with qualified financial professionals before making significant financial decisions
• Consider your individual circumstances, risk tolerance, and financial goals
• Understand that past performance does not guarantee future results
• Recognize that all financial strategies involve some degree of risk

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Impulsa LLC and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Service without our express written permission.

User Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, or other material ("User Content"). You are responsible for User Content that you post to the Service, including its legality, reliability, and appropriateness.

By posting User Content to the Service, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such User Content on and through the Service.

Prohibited Uses

You may not use our Service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose

Limitation of Liability

In no event shall Impulsa LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

To the maximum extent permitted by applicable law, our total liability to you for all damages, losses, and causes of action (whether in contract, tort, or otherwise) shall not exceed the amount paid by you, if any, for accessing or using the Service during the twelve (12) months immediately preceding the date of the claim.

Disclaimer

The information on this Service is provided on an "as is" basis. To the fullest extent permitted by law, Impulsa LLC excludes all representations, warranties, conditions, and terms whether express, implied, or statutory, including but not limited to the warranties of merchantability, fitness for a particular purpose, and non-infringement.

Impulsa LLC makes no warranties or representations about the accuracy or completeness of the content of this Service or the content of any websites linked to this Service.

Indemnification

You agree to defend, indemnify, and hold harmless Impulsa LLC and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service or contact us at legal@impulsa.top.

Upon termination, your right to use the Service will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law

These Terms shall be interpreted and governed by the laws of the Netherlands, without regard to conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Any disputes arising from or relating to these Terms or the use of the Service shall be resolved through the competent courts of the Netherlands, and you consent to the exclusive jurisdiction of such courts.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: